DBS Bank Offers Credit Cards for Women in Singapore

DBS Women Credit Card

Credit cards may offer a slew of rewards and benefits but very few of them cater solely to the needs of women. The DBS range of women credit cards provide everything a lady cardholder may need. DBS Woman’s MasterCard and DBS Woman’s World MasterCard are the credit cards offered for women and provide great perks which include shopping benefits, flexible payment options and lifestyle perks.

Card Benefits: 

The DBS range of women’s credit cards are reward cards that earn reward points on qualifying expenses charged to the card. The DBS Woman’s MasterCard earns 5 DBS points or 10 miles for every S$5 spent on online shopping expenses. 1 reward point is credited to the cardholder one working day after the transaction and the additional 4 points will be credited within the 16th of the next calendar month and is applicable on the first S$1,000 retail spend incurred in a calendar month. The DBS Woman’s World MasterCard earns 10 DBS points or 20 miles for every S$5 spent on online shopping expenses. 1 reward point is credited to the cardholder one working day after the transaction and the additional 9 points will be credited within the 16th of the next calendar month and is applicable on the first S$2,000 retail spend incurred in a calendar month. The Woman’s World MasterCard also earns 3 reward points or 6 miles for every S$5 spent overseas.

The card comes from the house of DBS Credit Card and it provide lifestyle benefits such as perks at True Fitness and True Yoga that include complimentary benefits, waiver of joining fees when signing p for 24 month memberships and complimentary personal training sessions.

Cardholders also get reward points when they use their card for taxi bookings made through the DBS MasterPass using the ComfortDelGro Taxis booking app. DBS Woman’s MasterCard earns 5 times the reward points and the World MasterCard earns 10 times the reward points.

While the purchases may be rewarded, payment is usually a hassle but the DBS Woman’s range of credit cards offer cardholders a preferred payment plan that combines all their retail spend into one instalment plan. Cardholders can convert their retail purchases into instalments of 12 months at 0% interest and 0% processing fees. The minimum required amount to avail the instalment plan is S$500.

Eligibility Criteria: 

The DBS Woman’s MasterCard requires cardholders to be over 21 years of age and earn a minimum annual income of S$30,000 if the applicant is a Singaporean National and S$45,000 if the applicant is a foreign national. The annual fee of the card is waived for the first year with subsequent annual fees costing S$160.50 for the principal card and S$80.25 for the supplementary card. The DBS Woman’s World MasterCard requires a higher annual income of S$80,000 for both Singaporean and foreign applicants and charges an annual fee of S$192.60 for the primary card and S$96.30 for the supplementary card. the annual fee is waived for the first year.

If you are meeting with the above requirements then you can apply for DBS Woman's Master Card with just few clicks.