Monday, 11 September 2017

Credit Card Benefits and Best Credit Cards in Singapore

Best Benefits of Having Credit Card

We are no longer living in a world where owning a credit card is a luxury. Credit cards have become a part and parcel of our daily lives where we use them to pay for almost everything. Carrying hard cash in our wallets has become the thing of yesteryears. Many of us own more than 1 credit card depending on our lifestyle choices. Realizing this, top credit card issuers in Singapore today are offering a variety of credit cards categorizing them by benefits. 

Let’s have a look at the top bednefit categories for purchasing credit cards today:

Cashback/Cash Rebates – 

Cash Back or cash rebate credit cards offer cash back or cash rebates on specific or all purchases made on your card. Some credit cards offer higher cashback or rebates on specific purchases such as shopping, dining etc. and lower cash back or rebates on all other purchases.

Air Miles – 

Air miles credit cards are especially meant for those who travel frequently for work or pleasure. Every trip or booking made on select flights/hotels fetch higher air miles that can be used for future purchases. Such cards also offer discounts on hotel and flight bookings as well as other perks including complimentary airport lounge access, limousine rides to the airport and so on.

Dining – 

If you are a foodie, there are special credit cards meant just for you. Such credit cards offer rewards and discounts on dining establishments across Singapore, complimentary drinks at bars, 1+1 meals and much more.

Rewards – 

You can earn up to 20X rewards on these credit cards when you use your Rewards Credit Card at merchant establishments.

Grocery – 

If you need a credit card specifically for your daily essentials, go for a grocery credit card which will earn you discounts, maximize your savings, cashback and more when you shop at supermarkets and essentials stores.

Shopping – 

There are plenty of ways to make your money back after shopping, especially if you have your shopping credit card that offers rewards, cash back, discounts, offers and more shopping offers, as many banks are tied up with top brands to provide such offers to their cardmembers.

Petrol – 

Refueling every other day can become a hassle financially as prices of petrol will never go down, it is constantly increasing in geometric progression! Owning a petrol credit card can maximize your savings at Caltex, Esso and any other petrol station in Singapore.
Check out the latest post on best petrol credit card in Singapore

Entertainment – 

If you love watching movies, buying popcorn and soda at theatres, plays, shows and events, concerts etc. but hate that you cannot afford them regularly, then buy an entertainment credit card that offers 1+1 movie tickets, free popcorn, discounts on plays and concerts and more that can revamp your lifestyle.

Student – 

Who said only grownups can have all the fun? Student credit cards are meant for students who may or may not have a source of income and need a credit card for their daily living. 

Now that you know the types of credit cards offered on the island, do you know what the best credit cards in Singapore are?

StandChart Manhattan World Master Card

If you are looking at a cashback credit card, look deeper into this one!
  • Choose a category between Shopping, Travel, Groceries and Dining & Leisure. 
  • Receive a S$138 cashback if you charge 3 retail transactions till 30 Sept 2017
  • Enjoy 20% off on Uber rides.
  • Receive a Caltex StarCash card worth S$150 while sign up.
  • Enjoy a discount of 15% on Jewellery purchase. 
For more about Standard Chartered Manhattan World Master Credit Card and its Reviews visit

HSBC Visa Platinum Credit Card

Cashback and Entertainment combination never looked hotter!
  • Get an HSBC All Day Movie Card worth S$85 free with this card as a welcome gift.
  • Earn 5% cash rebate on your recurring bills.
  • Get up to 5% cash rebate on your petrol and grocery purchases.
  • Avail up to 2% cash rebate on your dining escapades.
  • Attractive promotions and rewards programme offered.
For more details on HSBC Visa Platinum Credit Card and its Reviews in Singapore visit below link:

UOB PRIVI Miles American Express Card

Miles to go before you sleep and earn miles on your way even before you wake up!
  • Earn 6 miles per S$1 spent on major airlines and hotels.
  • Earn 2.4 miles per S$1 spent overseas.
  • Earn 1.4 miles per S$1 on local spend.
  • Earn 20,000 loyalty miles each year.
For more details on UOB PRIVI Miles American Express Card and its Reviews in Singapore visit:

Citibank Rewards Card

It is a gift that keeps on giving!
  • Apply for this card and receive S$120 cash back.
  • Earn 20X rewards at select merchant outlets.
  • 10X rewards on shopping throughout the year.
  • Choose reward points or air miles for your purchases.
  • Redeem your points from an array of merchandise using Citi ThankYou Rewards.
For more details on Citibank Rewards Card and its Reviews in Singapore visit below link

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